Arizona Auto owners with Auto Insurance Coverage

Auto Insurance

Arizona Auto Insurance Policies

Arizona state requires all car owners to have an auto liability insurance coverage for their vehicles. Auto Insurance should meet the replacement and repair costs of your vehicle after an insured event.

Here are auto insurance coverage options, Let our experts design the right coverage for you:

Auto Liability Insurance

After an auto accident, you might be sued for damages by an aggrieved party. This coverage option pays to represent you in court. Also, if the court finds you guilty and awards damages to the other party, this coverage helps you pay the awarded damages.

Comprehensive coverage

Comprehensive insurance pays for the repair or replacement of your vehicle after a non-accident event damages it. Non-accident events include a falling tree, hail, animals, hurricanes, and fire. It also covers vandalism, theft, and riots.

Collision coverage

Collision coverage takes care of repairs or replacement of your vehicle when you hit or are hit by another vehicle. Collision involves accidents with another car, hitting a lamppost, or potholes. It is vital to note that the liability coverage option does not pay to repair your vehicle. As such, it is critical to have this option added to your overall auto insurance policy.

Personal injury protection

Personal injury insurance covers your medical expenses as the policyholder and your passengers. The coverage pays for medical bills, medication, and follows up hospital visits regarding the accident. Irrespective of who was at fault, the coverage pays for these expenses.

Uninsured or underinsured auto coverage

If you are involved in an accident with someone who isn't insured or whose insurance can't cover the cost of your medical bills and repairs, the uninsured/ underinsured coverage pays for these expenses.

Springberg McAndrew Insurance Services is committed to offering Arizona residents reliable auto insurance solutions. Contact us today and speak to one of our experienced agents about auto insurance coverage options for your vehicle. Also, you can get a free quote for your auto insurance policy by using our online rating tool.