Arizona Boat/Watercraft Insurance coverage

Boat/Watercraft Insurance

Finding the Right Policy for Boat and Watercrafts

Operating a boat or other watercraft in Arizona can be an enjoyable experience. Along with the fun comes a certain amount of necessary planning, including water safety, weather monitoring, and insurance for you and your watercraft. Springberg McAndrew Insurance Services offers boating and watercraft insurance policies to those all throughout the state.

Whether you own a boat outright, or occasionally rent or borrow one, you may be interested in knowing if you need insurance or not. In Arizona, the state does not require that boat operators carry a watercraft insurance policy. This does not mean that you don't need it.

As a boater, you may wish to consider the following types of insurance before you embark on the water.

  • Bodily Injury: If a mishap occurs, you may find yourself legally responsible for injury to someone else. One of the principal reasons to consider boater insurance is to protect yourself from major liability if someone gets hurt.
  • Property Damage: Damage to another person's boat, dock, or other property can happen when out boating if a mishap does occur. Boater insurance can insulate you from potential high costs associated with property damage.
  • Collisions: Unfortunately, boat-to-boat collisions can and do occur when on the water. A comprehensive boater insurance policy can protect you from the consequences if such an occurrence should befall you.
  • Personal Property: If an accident does occur, your watercraft insurance policy will help protect you from the costs of replacing lost or damaged personal property.

Springberg McAndrew Insurance Services has been serving Lake Havasu and Mohave County since 1973. We are a full-service insurance agency, adhering to our motto, "Local service, National expertise." Give us a call for any questions about your potential insurance needs when out on the water.

Contact us by phone or visit us at 430 El Camino Way in Lake Havasu City, AZ.